We plan for our clients the way we would plan for our own families. Doing what is right always brings the best rewards.
In August of 1992 we began our business of helping seniors qualify for Medi-Cal Long-Term Care (LTC) benefits. Now, more than 25 years later, we not only continue to help seniors with Medi-Cal planning, but we also help clients qualify for the Assisted Living Waiver Program (ALWP), the PACE program, and assist those who have served in the military acquire Aid & Attendance benefits through the VA. Our goal is to find the right program fit for those who are in need of the financial assistance which is available.
We know from personal experience how hard it is to provide in-home care for loved ones. It is physically and emotionally draining every day, and then it begins again tomorrow. We also know how easy it is to be denied needed benefits for long-term care. We have a 100% approval rating for all our Medi-Cal and VA cases. We are proud of our record. But more importantly, it has been such a privilege to help those who have been so much in need.
When we take someone on as a client, they no longer have to worry about confusing Medi-Cal forms, Eligibility Workers who routinely make mistakes, the re-certifying process of the redetermination, or Estate Recovery issues from the State of California. When you become our client, we are on the job for the entire lifetime of the client and their spouse. This makes it possible for you to spend time on the things that matter most, spending time with the loved one who has the long-term care need. Our goal is to preserve all the assets, get approved for Medi-Cal and stay approved for the lifetime of the case, and to avoid Estate Recovery.
If you have been told you have too much money to qualify for Medi-Cal LTC, or that you cannot gift or transfer assets because of “look-back rules”, or that the State will make a future claim against your house or IRA, then you need the advice of a professional who knows the latest rulings on Medi-Cal.
Give us a call and we can show you how to preserve your assets, avoid Estate Recovery, and qualify for the benefits you are entitled to. We do not charge for phone calls. We provide a free consultation with no obligation. The decision to use our services is yours. Either we can help you save thousands of dollars each month with Medi-Cal LTC or we can’t. We don’t twist arms, we don’t have to.